Kotak Mahindra Bank

Kotak Veer Platinum Credit Card

Fuel

Reward Points

Travel

MyBankingTips Rating

Joining Fee: ₹0* Plus Applicable Taxes

Renewal Fee: ₹299*Plus Applicable Taxes

Fuel

Reward Points

Travel

MyBankingTips Rating

Joining Fee: ₹0* + Tax

Renewal Fee: ₹299* + Tax

Fuel

1% fuel surcharge waiver across fuel stations in India

Reward Points

6 Reward Points for every 200 spent on Dining, Movies, Departmental Stores, and Grocery

Travel

1.8% railway surcharge waiver on n www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters

Welcome benefits:- 500 reward points on spending Rs. 500 within the first 30 days of card issuance.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Kotak Veer Platinum Credit Card

Kotak Mahindra Bank, in partnership with NPCI, has launched the Veer Platinum Credit Card, specifically designed to offer exclusive benefits and discounts for armed forces personnel. This card comes with no annual fee and provides a range of rewards and privileges on everyday spends, including dining, movies, groceries, and departmental stores. Cardholders can also enjoy fuel and railway surcharge waivers, free add-on cards for family members, and secure transactions with EMV chip and PIN authentication. Additionally, the card offers fraud insurance coverage to protect against unauthorized usage.

Kotak Veer Platinum Credit Card Rewards Program

Veer Points

6 reward points for every Rs. 200 spent on Dining, Movies, Departmental Stores, and Grocery.
2 reward points for every Rs. 200 spent on other categories.
1 reward point = Rs. 0.20.
Exclusions: Education, Wallet Load, Fuel, Rent, Government spends, Insurance, Online Gaming, and utility spends above Rs. 35,000 per month.

Other Features and Benefits

Welcome Offer

Earn 500 reward points on spending Rs. 500 within the first 30 days of card issuance.

Fuel Surcharge Waiver

1% waiver across fuel stations in India.

Railway Surcharge Waiver

1.8% waiver on IRCTC bookings.
2.5% waiver on Indian Railways booking counters.

Add-on Card

Free add-on card with the same benefits as the primary card.

Safe and Secure

Embedded EMV chip and 6-digit PIN authentication for secure transactions.

Card Insurance Cover

Coverage of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting.
Contact customer care at 1860 266 2666 immediately to block/deactivate the card.

Fees and Charges

Fee/Charge	Amount
Joining Fee	NA
Annual Fee	Rs. 299
Add-on Card Fee	Nil
Finance Charges (Interest Rate)	3.50% pm
ATM Cash Withdrawal Charges	Rs. 300
Late Payment Fee	For outstanding balance less than or equal to Rs. 500 – Rs. 100 For outstanding balance between Rs.500 and Rs. 10,000 – Rs. 500 For outstanding balance greater than Rs. 10,000 – Rs. 700
Overlimit Fee	Rs. 500
Cheque Bounce Charges	Rs. 500
Foreign Currency Markup	3.50% of the amount
Cash Payment Charges	Rs. 100
Card Reissue/Replacement Charges	Rs. 100
Interest Charges on outstanding Balances	3.5%

Things to Know Before you apply

Get this card if:

You are armed forces personnel looking for exclusive benefits
You want a no-annual-fee credit card
You want rewards on dining, groceries, movies, and fuel

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Kotak Veer Platinum Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Kotak Veer Platinum Credit Card Hilights

What do we like about this card?

Welcome Bonus: 500 reward points on spending Rs. 500 in the first 30 days
Reward Points: 6 points per Rs. 200 on dining, movies, grocery, and departmental stores; 2 points per Rs. 200 on other spends; 1 point = Rs. 0.20
Fuel Surcharge Waiver: 1% waiver at fuel stations across India
Railway Surcharge Waiver: 1.8% on IRCTC and 2.5% at Indian Railways counters
Add-on Card: Free add-on card with same benefits
Security: EMV chip and 6-digit PIN for safe transactions
Card Insurance: Cover of Rs. 1,25,000 against fraud if reported within 7 days

Pros

No annual fee
Reward points on key spends (dining, groceries, movies)
Fuel & railway surcharge waivers
Free add-on card with same benefits
Secure transactions with EMV chip & PIN

Cons

Reward points not earned on education, wallet load, rent, government spends, insurance, online gaming, and high utility spends
Limited lifestyle benefits beyond basic rewards
Some waivers capped per year

Kotak Mahindra Bank Credit Card Contact Details

Contact Address: Kotak Mahindra Bank Ltd. 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051, India
Helpline: 1860 266 2666 (available from all major cities in India)
Simply SMS: Send KCC last 4 digits of your credit card to 5676788 to get card-related info.

Frequently Asked Questions

Everything you need to know about this credit card

This card is ideal for armed forces personnel and individuals looking for premium lifestyle benefits with no annual fee.

Yes, the Kotak Veer Platinum Credit Card can be used for international transactions.

Yes, you can apply for free Add-on cards for family members, and they come with the same benefits as the primary card.

You get 500 reward points when you spend Rs. 500 within the first 30 days of card issuance.

Earn 6 points per Rs. 200 spent on dining, movies, grocery, and departmental stores, and 2 points per Rs. 200 on all other spends. 1 point = Rs. 0.20.

Yes, 1% fuel surcharge waiver at all fuel stations in India and railway surcharge waiver of 1.8% on IRCTC and 2.5% at Indian Railways booking counters.

The card comes with an EMV chip and 6-digit PIN authentication for secure transactions.

Yes, it provides cover of Rs. 1,25,000 against fraudulent usage if reported within 7 days.