Welcome benefits:- Get up to Rs. 500 cashback on your first swipe within 30 days of card issuance. This is valid on the transaction value of Rs. 10,000 in a day.
Check your eligibility For This Card
Welcome benefits:- Get up to Rs. 500 cashback on your first swipe within 30 days of card issuance. This is valid on the transaction value of Rs. 10,000 in a day.
Check your eligibility For This Card
Kotak Mahindra Bank, in partnership with METRO Wholesale, has launched the METRO Kotak Credit Card. This co-branded business credit card is designed for METRO members, offering cashback on purchases, a credit-free period, and contactless payment features. It is specially made for kirana store owners, traders, hotels, restaurants, and caterers shopping at METRO Wholesale outlets in India.
Cashback
Earn up to 1% cashback on METRO spends (capped at Rs. 10,000 per statement cycle)
Activation Benefit
Credit-Free Period
Contactless Payments
The fees and charges structure of Metro Kotak Credit Card are mentioned below -
| Type of Fee/Charge | Amount |
|---|---|
| Annual fees | NA |
| Joining fees | NA |
| Add-on card fees | NA |
| Waiver of joining and annual fees | NA |
| Outstanding balance interest charges | 3.5% (42% annualized) |
| Minimum amount due | 10% |
| ATM cash withdrawal/Fund transfer/Draft call | Rs.300 |
| Over limit charge | Rs.500 |
| Charges for late payment |
|
| Charges for cheque bounce | Rs.500 |
| Cash payment at Bank fee | Rs.100 |
Everything you need to know about this credit card
A. Yes, you can withdraw cash. A cash advance fee of Rs. 300 is charged for every Rs. 10,000 withdrawn. It is advisable to avoid cash withdrawals as it incurs higher charges.
A. Activate your card by generating a PIN via Kotak net banking or mobile app. Go to the ‘Regenerate PIN’ option, set a new PIN, and your card will be ready for use.
A. You can pay your bill online via NEFT, UPI, or bank transfer. For offline payment, visit the nearest Kotak branch and pay using cash or cheque.
A. Yes, add-on cards are available with no joining or annual fee. The credit limit for add-on cards is decided by the bank.
A. This card is designed for kirana owners, traders, hotels, restaurants, and caterers (HoReCa) shopping at METRO Wholesale in India. Applicants must be self-employed, proprietors, or partners of partnership firms.
A. You can track your application online through Kotak’s official website using your application number and other required details.
A. No, private sector employees are not eligible. The card is exclusively for eligible METRO business members.
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