Kotak League Platinum Credit Card is a rewards card that gives extra benefits on everyday and travel spends. It follows a spend-based reward structure. Cardholders earn 2X rewards (8 points per Rs. 150) on air tickets, travel agencies, tour operators, package tours, electronics, departmental stores, and durable goods. For other categories, the card gives 4 points per Rs. 150 for annual spends up to Rs. 2 Lakh, which increases to 2X rewards once annual spending crosses Rs. 2 Lakh.
The card’s maximum value-back is limited—0.53% for accelerated categories and 0.26% for other spends—because reward points have a low redemption value (1 RP = up to Rs. 0.10).
Despite this, the card offers useful features like welcome benefits covering the joining fee, free movie tickets, milestone rewards, and exclusive assistance services, making it a good choice for those looking for a simple entry-level rewards credit card.
Kotak League Platinum Credit Card Rewards Program
Reward Earning:
8 points for every Rs. 150 spent on airlines, travel agencies, tour operators, package tours, electronics, departmental stores, and durable goods.
8 points for every Rs. 150 spent on other categories once your annual spend crosses Rs. 2 lakh.
4 points for every Rs. 150 spent on other categories if annual spend is up to Rs. 2 lakh.
Reward Redemption:
Redeem points for cashback at Rs. 0.07 per point.
Redeem points for mobile recharge, products, vouchers, and more from the rewards catalog at Rs. 0.10 per point.
Other Features and Benefits
Welcome Benefit:
Get reward points worth Rs. 500 after paying the joining fee.
Milestone Benefits:
Earn 4 free PVR movie tickets or 10,000 bonus reward points on spending Rs. 1.25 lakh every 6 months.
League Priority Assist:
Exclusive assistance services for cardholders.
Fuel Surcharge Waiver:
1% waiver on fuel transactions between Rs. 500 and Rs. 4,000, capped at Rs. 3,500 per year.
Railway Surcharge Waiver:
Up to Rs. 500 waiver on railway bookings per year.
Annual Fee Waiver:
Annual fee waived on spending Rs. 50,000 in a year.
Fees and Charges
Fee Type
Amount
Joining Fee
Rs. 499 + Applicable Taxes/ Nil
Annual/ Renewal Fee
Rs. 499 + Applicable Taxes/ Nil
Finance Charges
3.75% p.m. | 45% p.a.
Late Payment Charges
For Statement Balance:
Amount
Up to Rs. 100
Nil
Between Rs. 100.01 to Rs. 500
Rs. 100
Between Rs. 500.01 to Rs. 5,000
Rs. 500
Between Rs. 5,000.01 to Rs. Rs. 10,000
Rs. 600
Between Rs. 10,000.01 to Rs. 25,000
Rs. 800
Between Rs. 25,000.01 to Rs. 50,000
Rs. 1,000
Above Rs. 50,000
Rs. 1,200
Things to Know Before you apply
Get this card if:
You want an entry-level credit card with basic benefits.
You travel often and want extra rewards on travel-related spends.
You can spend Rs. 2 Lakh a year to earn maximum rewards.
You prefer a credit card with a low annual fee or lifetime-free option.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Kotak League Platinum Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Kotak League Platinum Credit Card Hilights
What do we like about this card?
Earn 8 reward points on every Rs. 150 spent.
Welcome bonus of 5,000 reward points worth Rs. 500 on joining.
Fuel surcharge waiver up to Rs. 3,500 per year.
Railway surcharge waiver up to Rs. 500 per year.
Milestone benefits: 4 free PVR tickets or 10,000 reward points on spending Rs. 1.25 lakh every six months.
Pros
2X rewards on select travel spends
Easy-to-reach spending milestone for annual fee waiver
Exclusive League Priority Attend assistance services
Free movie tickets or bonus rewards as milestone benefits
Welcome benefits worth the joining fee
Cons
Rewards depend on spending category
Low reward rate of up to 0.53%
No additional travel or lifestyle benefits
Kotak Mahindra Bank Credit Card Contact Details
Contact Address: Kotak Mahindra Bank Ltd. 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051, India Helpline: 1860 266 2666 (available from all major cities in India) Simply SMS: Send KCC last 4 digits of your credit card to 5676788 to get card-related info.
Frequently Asked Questions
Everything you need to know about this credit card
You must claim the free tickets within 3 months after the program period ends. If you miss this window, the benefit expires.
Yes, but a 3.5% forex markup fee applies. For lower fees on international spends, consider other cards.
Welcome benefits are only offered with the joining fee variant. If your joining fee was waived, you won’t get the welcome voucher.
Yes, add-on cards are available for family members over 18. You can set spending limits, and all benefits apply to add-on cards.
Log in using your CRN, access code, and password, then choose Rewards Redemption. Points can be redeemed for airline tickets, air miles, cash, movie tickets, merchandise, and mobile recharges.
Up to Rs. 500 per year.
Spend Rs. 1.25 lakh every six months to get either 4 free PVR tickets or 10,000 reward points.
Yes, international transactions are allowed, but a 3.5% markup fee applies for cash and retail spending.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
Kotak Mahindra Bank
Entertainment
Reward Points
Travel
