About Kotak Bank PVR Platinum Credit Card
The Kotak Bank PVR Platinum Credit Card is specially designed for movie lovers. Cardholders can enjoy up to 2 free movie tickets every month along with exclusive benefits like PVR Shield protection.
This card comes with no joining fee and an annual fee of ₹999, offering great value for frequent moviegoers. It also provides attractive discounts and cashback offers on movie ticket purchases.
The applicable interest rate is 40.8% per annum (3.4% per month).
Other Features and Benefits
The features and Benefits associated with Kotak PVR Platinum Credit Card are:
- Movie Offers: Get 2 free movie tickets every month by spending Rs. 10,000 in a month.
- PVR Shield: Provides protection up to Rs. 75,000 for lost or stolen cards if reported on time.
- Add-on Card: Add-on cards are available with customizable spending limits.
Fees and Charges
| Category | Amount |
| Joining Fees | Nil |
| Annual Fees | Rs. 999 |
| Add-on card Fees | Rs. 299 |
| Finance Charges | 3.75% p.m. (45% p.a.) |
| Late Payment Charges (“LPC”) | Rs. 100 for amount less than or equal to Rs. 500.
Rs. 500 for amount between Rs. 500.01 & Rs. 10,000
Rs. 700 for amount greater than Rs. 10,000 |
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Document Required For Kotak Bank PVR Platinum Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Kotak Bank PVR Platinum Credit Card Highlights
What do we like about this card?
- Get 2 free PVR movie tickets every month on spending Rs. 10,000
- PVR Shield: Coverage up to Rs. 75,000 for lost or stolen cards
- Add-on card available with customizable spending limit
- Low annual fee of Rs. 999 and no joining fee
- 1% fuel surcharge waiver at all petrol pumps
- Easy redemption of movie tickets online via PVR website or app
Things to Know Before you apply
Get this card if:
Kotak PVR Platinum Credit Card if:
- You watch movies regularly and want free PVR movie tickets every month.
- You want a card with no joining fee and a low annual fee.
- You prefer a credit card that offers fuel surcharge waiver.
- You like additional protection for lost or stolen cards with PVR Shield.
- You want the option to have an add-on card for family members.
Pros
- Two free PVR movie tickets every month on spending Rs. 10,000
- PVR Shield covers lost or stolen cards up to Rs. 75,000
- Low annual fee of Rs. 999 and no joining fee
- Add-on card available with custom spending limit
Cons
- Free movie tickets expire if not used in the month
- Card available only in select cities in India
- Limited benefits beyond movies and fuel
Kotak Mahindra Bank Credit Card Contact Details
- Contact Address: Kotak Mahindra Bank Ltd. 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051, India
Helpline: 1860 266 2666 (available from all major cities in India)
Simply SMS: Send KCC last 4 digits of your credit card to 5676788 to get card-related info.
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Frequently Asked Questions
A. There is no joining fee for this card.
A. Yes, the annual fee is ₹999. It may be waived for the first year or based on certain spending criteria.
A. Yes, a 1% fuel surcharge waiver applies to transactions between Rs. 500 and Rs. 3,000 at all petrol pumps in India.
A. The free movie tickets are valid for a limited time and cannot be carried forward. Unused tickets will expire.
A. You can check your earned movie tickets via Kotak’s mobile app, net banking, or by contacting customer care.
A. Users can get 2 movie tickets every month by spending Rs. 10,000 in a month.
