About Axis Bank SUPERMONEY RuPay Credit Card
The Axis Bank SUPERMONEY Credit Card is a co-branded card offered by Axis Bank in partnership with super.money by Flipkart. It is a lifetime-free RuPay credit card that gives direct cashback on your spending and also allows you to make UPI payments easily. You can earn up to 3% cashback on UPI payments made through the super.money app, along with 1% cashback on other spends. It also offers a fuel surcharge waiver on fuel purchases across India, making it useful as a fuel credit card for daily use.
This card is a good choice for people who prefer UPI payments for most transactions. It is also suitable for beginners, as the cashback is directly credited to your account without any reward points system. This makes it simple and easy to use. If you are planning to apply for an Axis Bank Credit Card, this card is a great option for basic spending and regular savings.
Axis Bank SUPERMONEY RuPay Credit Card Rewards Program
Cashback Earnings
- Earn 3% cashback on QR payments made through the super.money app
- Get 1% cashback on all other eligible spends
- Total cashback is capped at ₹500 per month
Also Check: Best Cashback Credit Cards
Other Features and Benefits
Fuel Benefit
- Get 1% fuel surcharge waiver
- Valid on fuel spends between ₹400 to ₹4,000
- Maximum waiver of up to ₹400 per month across India
Also Read: Best Fuel Credit Cards
Fees and Charges
| Particulars | Amount |
|---|
| Joining/Annual Fee | Nil |
| Finance Charges | 3.75% per month (55.55% per annum) |
| Late Payments Fees | | On outstanding balance of – | | | Up to Rs. 500 | Nil | | Rs. 501 to Rs. 5,000 | Rs. 500 | | Rs. 5,001 to Rs. 10,000 | Rs. 750 | | More than Rs. 10,000 | Rs. 1,200 |
|
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Document Required For Axis Bank SUPERMONEY RuPay Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Axis Bank SUPERMONEY RuPay Credit Card Highlights
What do we like about this card?
- Earn 3% cashback on QR payments made through the super.money app
- Get 1% cashback on all other card spends
- Monthly cashback capped at ₹500
- 1% fuel surcharge waiver on fuel spends across India
- Fuel benefit available on transactions between ₹400 to ₹4,000
- Save up to ₹400 per month on fuel charges
Things to Know Before you apply
Get this card if:
- You prefer using UPI for most of your payments and want a RuPay credit card
- You like earning cashback directly instead of reward points
- You are comfortable using the super.money app to get higher cashback
- You want a simple entry-level card with no annual fee
Pros
- Earn up to 3% cashback on UPI transactions
- No joining or annual fee
- Cashback is directly credited, no need to redeem points
Cons
- Monthly cashback is limited due to capping
- No extra lifestyle benefits beyond cashback
Axis Bank Credit Card Contact Details
- Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
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Frequently Asked Questions
Yes, you can link this card to any UPI app like other RuPay credit cards and use it for payments easily.
No, 3% cashback is available only on UPI payments made through the super.money app. Payments made through other apps will earn 1% cashback.
No, there are no charges to create an account or use the super.money app for payments.
Yes, the total cashback you can earn is capped at ₹500 per month.
Cashback is directly credited to your account, so there is no need to redeem points.
