Axis

Axis SELECT Credit Card

Airport Lounge Access

Reward Points

Shopping

MyBankingTips Rating

Joining Fee: ₹3000* Plus Applicable Taxes

Renewal Fee: ₹3000*Plus Applicable Taxes

Airport Lounge Access

Reward Points

Shopping

MyBankingTips Rating

Joining Fee: ₹3000* + Tax

Renewal Fee: ₹3000* + Tax

Airport Lounge Access

Complimentary lounge access worldwide

Reward Points

2X rewards across all retail spends

Shopping

Discount on Swiggy, BigBasket & District apps

Welcome benefits:- Get 20,000 EDGE Reward Points on card activation (on payment of joining fee).

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Axis SELECT Credit Card

Axis Bank SELECT Credit Card is a reward-focused card designed for frequent shoppers and travellers. It offers accelerated 2X value-back on retail (offline) spends, including departmental stores, groceries, apparel, and accessories. Cardholders earn 10 EDGE Reward Points per Rs. 200 spent on other eligible categories.

In addition to rewards, the card provides direct discounts at top brands like BigBasket and Swiggy, up to 12 complimentary international lounge visits per year, and a Priority Pass membership.

While the reward redemption value is relatively low (1 RP = Rs. 0.20 or 10:1 for airline/hotel loyalty programs), the card provides strong overall value for Rs. 3,000, especially for those looking for a mix of rewards, discounts, and travel benefits.

Axis SELECT Credit Card Rewards Program

Reward Earning

Earn 10 Axis EDGE reward points for every Rs. 200 spent.
Earn 2X (20) EDGE points per Rs. 200 on retail transactions, applicable on cumulative monthly spends up to Rs. 20,000.

Reward Redemption

Redeem points for vouchers and merchandise via Axis Bank’s Rewards Catalogue (1 RP = Rs. 0.20).
Transfer points to airline or hotel loyalty programs:
1. Group A Partners: 5:1 ratio
  - Accor Hotels (Accor Live Limitless), Air Canada (Aeroplan), Ethiopian Airlines, Etihad Guest, Japan Airlines (JAL Mileage Bank), Marriott Bonvoy, Qatar Airways, Singapore Airlines (KrisFlyer), Turkish Airlines, Thai Airways (Royal Orchid Plus), United Airlines (MileagePlus), Wyndham Hotels (Wyndham Rewards)
2. Group B Partners: 10:1 ratio
  - Air France-KLM (Flying Blue), Air India (Flying Returns), Air Asia, ITC, IHG Hotels & Resorts (IHG One Rewards), Qantas Airways (Qantas Frequent Flyer), SpiceJet, Vistara (TATA SIA Airlines Ltd)

Other Features and Benefits

Discount on Top Online Brands

BigBasket: Rs. 500 off per month on a minimum spend of Rs. 2,500.
Swiggy: Rs. 200 off twice a month on a minimum spend of Rs. 1,000.
Movies (District App): Buy 1 Get 1 free ticket, up to Rs. 250, twice a month using code AXISSELECT.

Welcome Benefit

10,000 EDGE reward points (worth Rs. 2,000) on the first transaction within 30 days of card issuance.

Renewal Benefit

BigBasket and Swiggy discounts applied automatically on renewal fee payment.
Renew Priority Pass Membership by spending Rs. 3 Lakh in the preceding year.

Milestone Benefits

5,000 EDGE points on spending Rs. 3 Lakh in a card anniversary year.
Priority Pass renewal on spending Rs. 3 Lakh in the preceding year.
Annual fee waiver on spending Rs. 8 Lakh in a card anniversary year.

Travel Benefits

Complimentary Priority Pass Membership in the 1st year on first transaction within 30 days.
6 international lounge visits per year; additional 6 visits on spending Rs. 3 Lakh annually.
2 domestic lounge visits per quarter on spending Rs. 50,000 in the previous quarter.

Golf Benefits

6 complimentary golf rounds per year; additional 6 rounds on spending Rs. 3 Lakh annually.

Dining Benefit

Up to Rs. 800 off on dining bills via Axis Bank Dining Delights Program.

Fuel Surcharge Waiver

1% fuel surcharge waiver (up to Rs. 400 per month) on spends between Rs. 400 and Rs. 4,000.

Fees and Charges

Fee Type

Amount

Joining Fee

Rs. 3,000 (Nil for Burgundy clients)

Annual Fee

Rs. 3,000 (Nil for Burgundy clients)

Finance Charges

3.6% per month | 52.86% p.a.

Late Payment Charges

For Statement Balance:
Less than Rs. 500	Nil
From Rs. 501 to Rs. 5,000	Rs. 500
From Rs. 5,001 to Rs. 10,000	Rs. 750
Greater than Rs. 10,000	Rs. 1,200

Things to Know Before you apply

Get this card if:

Travel frequently (domestic and international)
Spend ₹3–6 lakh annually on lifestyle needs
Value luxury benefits like golf and lounge access
Want high reward point earnings and redemption flexibility

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Axis SELECT Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Axis SELECT Credit Card Hilights

What do we like about this card?

Earn 10 EDGE points/Rs. 200; 2X on retail spends.
Discounts on BigBasket, Swiggy, and movies.
Priority Pass & lounge access, travel perks.
Welcome & milestone rewards up to 10,000 points.
Complimentary golf rounds and dining offers.
1% fuel surcharge waiver on Rs. 400–4,000 spends.

Pros

High welcome bonus worth ₹5,000+
Multiple milestone benefits
International lounge access included
Golf and dining privileges
Good reward redemption options

Cons

High annual fee (₹3,000)
Reward points capped on certain spends
Limited cashback (reward-focused instead)

Axis Bank Credit Card Contact Details

Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.