About Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card is one of India’s top cashback credit cards for online shoppers. You can earn 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, and 4% on select merchants like cult.fit, PVR, Swiggy, and Uber. This co-branded card also gives benefits across travel, entertainment, dining, and lifestyle.
It offers a base cashback of 1% on all other spends. Adding Myntra and Cleartrip to the accelerated cashback categories makes it especially useful for online shopping and travel.
Unlike some co-branded cards that give rewards as points or in a wallet, this card credits cashback directly to your statement, making it simple and convenient. Even after several devaluation rounds, it remains a good choice for users who frequently shop on Flipkart and Myntra or book travel via Cleartrip.
Flipkart Axis Bank Credit Card Rewards Program
Cashback Benefits
- 7.5% on Myntra (up to Rs. 4,000/quarter)
- 5% on Flipkart & Cleartrip (up to Rs. 4,000/quarter each)
- 4% unlimited on preferred merchants: cult.fit, PVR, Swiggy, Uber
- 1% unlimited on all other spends
Other Features and Benefits
Welcome Benefits
- Rs. 250 Flipkart voucher on first transaction within 30 days
- 50% off up to Rs. 100 on first Swiggy order for new users (code: AXISFKNEW)
Fuel Surcharge Waiver
- 1% waiver on fuel transactions of Rs. 400–4,000 (max Rs. 400/month)
Dining Benefit
- Up to 15% off (max Rs. 500) at 10,000+ partner restaurants via Axis Dining Delights
EMI Conversion
- Convert spends above Rs. 2,500 into easy EMIs via phone banking
Fees and Charges
| Fee Type | Amount |
|---|
| Joining Fee | Rs. 500 + Taxes |
| Annual Fee | Rs. 500 + Taxes |
| Finance Charges | 3.75% per month |
| Late Payment Charges | | For Statement Balance: | Amount | | Less than Rs. 500 | Nil | | From Rs. 501 to Rs. 5,000 | Rs. 500 | | From Rs. 5,001 to Rs. 10,000 | Rs. 750 | | Greater than Rs. 10,000 | Rs. 1,200 |
|
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Document Required For Flipkart Axis Bank Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Flipkart Axis Bank Credit Card Highlights
What do we like about this card?
- Cashback up to 7.5% on Myntra
- 5% cashback on Flipkart & Cleartrip
- 4% cashback on partner merchants (cult.fit, PVR, Swiggy, Uber)
- 1% base cashback on other spends
- Welcome benefits: Flipkart voucher Rs. 250 & 50% off on Swiggy for new users
- Fuel surcharge waiver: 1% on transactions ₹400–₹4,000
- Dining discounts: Up to 15% at 10,000+ partner restaurants
- EMI conversion on transactions above ₹2,500
Things to Know Before you apply
Get this card if:
- You shop frequently on Flipkart, including for big-ticket items
- You travel often and book flights/hotels via Cleartrip
- You want a low-fee credit card with high online shopping cashback
- You’re a new Swiggy user aiming to maximize welcome offers
Pros
- High cashback on Flipkart (5%) and Myntra (7.5%)
- Unlimited cashback on partner merchants (cult.fit, PVR, Swiggy, Uber)
- Strong rewards on online shopping categories
Cons
- Low cashback on other/unlisted spends
- Several exclusions in the rewards program
- Not ideal for offline shopping or broader lifestyle benefits
- Annual fee waiver requires high spending
- No complimentary airport lounge access
Axis Bank Credit Card Contact Details
- Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
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Frequently Asked Questions
No, it has an annual fee of Rs. 500. However, the first year is free if you apply via Paisabazaar.
Yes, the card can be used for offline and online purchases. ATM withdrawals are allowed but include a fee and interest charges, so cash withdrawals are not recommended.
The card provides cashback on Flipkart, Myntra, Cleartrip, and preferred merchants like Swiggy, Uber, PVR, and cult.fit. Other spends earn a base cashback rate.
No, the 5% cashback on Flipkart and Cleartrip is capped per quarter.
The 1% fuel surcharge waiver applies at any petrol pump in India for transactions within the specified limits.
Late payments incur charges based on the outstanding amount, with higher dues attracting higher fees.
Flipkart Axis gives benefits on Flipkart and partner brands, while Amazon ICICI focuses on Amazon and Amazon Pay merchants. Choose based on which platform you use more often.
No cashback is offered on certain categories such as government services, fuel beyond limits, EMI payments, wallet loading, rent, insurance, utilities, jewellery, and education. The annual fee waiver requires a minimum annual spend.
