Axis Bank Vistara Signature Credit Card is a co-branded travel card designed for frequent Vistara flyers. Cardholders earn CV Points on every purchase, redeemable for flight upgrades and award tickets. Key perks include complimentary Club Vistara Silver Membership and up to 5 Premium Economy ticket vouchers as welcome and milestone benefits. However, after the April 2024 update, some categories were removed from the rewards program and lounge access now comes with a spend-based condition, which may affect the card’s overall value. This makes it ideal for loyal Vistara travelers who prioritize flight-related rewards.
Axis Vistara Signature Credit Card Rewards Program
Reward Points
Earn 4 CV Points per Rs. 200 spent across all categories (excludes government services, rental, fuel, wallet load, utilities, insurance, and gold/jewellery).
Points redeemable for award flights or ticket upgrades.
Other Features and Benefits
Welcome Benefits
Complimentary Premium Economy Class ticket in the first year; renewal fee payment gives another ticket in subsequent years.
Complimentary Club Vistara Silver Membership.
Reward Points
Earn 4 CV Points per Rs. 200 spent across all categories (excludes government services, rental, fuel, wallet load, utilities, insurance, and gold/jewellery).
Points redeemable for award flights or ticket upgrades.
Milestone Benefits
Up to 4 complimentary Premium Economy Class tickets on reaching annual spending milestones:
Rs. 1.5 Lakh → 1 ticket
Rs. 3 Lakh → 2nd ticket
Rs. 4.5 Lakh → 3rd ticket
Rs. 9 Lakh → 4th ticket
Lounge Access
2 complimentary visits per calendar quarter at select domestic lounges on spending Rs. 50,000 in the previous 3 months.
No minimum spend required for new card issuance month + next 3 months.
Other Benefits
Dining: 25% off up to Rs. 800 once per month via EazyDiner.
Golf: 3 complimentary rounds at select premium courses.
Extraordinary Weekends: Exclusive services like airport transfers, concierge, and golf bookings.
Travel Insurance:
Purchase Protection: Rs. 1 Lakh
Lost Card Liability: Rs. 3 Lakh
Loss of Travel Documents: Up to $300
Loss/Delay of Check-in Baggage: Up to $300
Fees and Charges
Fee Type
Amount
Joining/Annual Fee
Rs. 3,000
Finance Charges
3.4% per month (49.36% per annum)
Late Payment Fee
For Statement Balance:
Less than Rs. 500: Nil
From Rs. 501 to Rs. 5,000: Rs. 500
From Rs. 5,001 to Rs. 10,000: Rs. 750
Greater than Rs. 10,000: Rs. 1,200
Things to Know Before you apply
Get this card if:
You are a frequent traveller and prefer Vistara flights.
You spend enough on your credit card to reach milestone thresholds.
You don’t need rewards on categories other than travel.
You’re willing to pay the Rs. 3,000 annual fee, as it has no waiver conditions.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Axis Vistara Signature Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Axis Vistara Signature Credit Card Hilights
What do we like about this card?
Up to 5 complimentary Premium Economy tickets per year (welcome + milestone benefits)
4 CV Points per Rs. 200 spent across all eligible categories
Complimentary Club Vistara Silver membership
Lounge access: 2 domestic visits per quarter on minimum spends
Dining discounts: 25% off up to Rs. 800 via EazyDiner
3 complimentary golf rounds per year
Travel insurance coverage on purchases, lost card, baggage, and travel delays
Pros
Up to 5 complimentary Premium Economy tickets per year
Earn CV Points redeemable for flights or upgrades
Complimentary Club Vistara Silver membership
Lounge access and travel insurance benefits
Cons
High annual fee of Rs. 3,000 with no waiver
Rewards limited mainly to Vistara spends
Spending milestones required to unlock maximum benefits
Axis Bank Credit Card Contact Details
Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India. Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India) Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
Frequently Asked Questions
Everything you need to know about this credit card
Frequent Vistara flyers who can reach spending milestones to maximize complimentary Premium Economy tickets and enjoy lounge access.
Earn 4 CV Points for every Rs. 200 spent on eligible categories. Exclusions: government, rental, fuel, wallet, utility, insurance, and gold/jewellery spends.
1 complimentary Premium Economy ticket and Club Vistara Silver membership on card issuance.
You can earn up to 4 additional Premium Economy tickets on spending Rs. 1.5 Lakh, 3 Lakh, 4.5 Lakh, and 9 Lakh in a card anniversary year.
2 complimentary domestic lounge visits per quarter on spending Rs. 50,000 in the previous 3 months.
Yes, 25% off dining (up to Rs. 800) via EazyDiner once per month and 3 complimentary golf rounds per year.
Yes, including purchase protection (Rs. 1 Lakh), lost card liability (Rs. 3 Lakh), lost or delayed baggage (up to $300), and loss of travel documents (up to $300).
Rs. 3,000 per year, with no fee waiver conditions.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
Axis
Airport Lounge Access
Dining
Reward Points
