About Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered Priority Visa Infinite Credit Card is a premium credit card focused on travel and lifestyle benefits. Cardholders earn accelerated reward points on international and retail spends, making it ideal for frequent travellers. Travel perks include up to 24 complimentary international and 16 domestic lounge visits per year, enhancing the card’s overall value.
However, complimentary international lounge access is limited to Priority Banking customers, while non-Priority customers only receive the Priority Pass membership. The card is lifetime free for Priority Banking customers; others must pay joining and annual fees.
One drawback is the high forex markup fee of 3.5%, which can reduce the value of rewards earned on international transactions. Overall, the card is best suited for Priority Banking customers seeking robust travel benefits and rewards.
Standard Chartered Priority Visa Infinite Credit Card Rewards Program
Rewards Program
5 reward points for every Rs. 100 spent on international or retail transactions
2 reward points for every Rs. 100 spent on other categories
Other Features and Benefits
Complimentary Lounge Access
4 complimentary domestic airport lounge visits per quarter
2 complimentary international airport lounge visits per month via Priority Pass Membership
Insurance Benefits
Overseas air accident cover of Rs. 1 Crore
Medical insurance coverage worth USD 25,000
Fees and Charges
Particulars
Amount
Joining Fee
Nil
Annual Fee
Nil
Finance Charges
3.75% p.m. (45% p.a.)
Late Payment Charges2
For Oustanding Balance:
Amount
Up to Rs. 100
Nil
Rs. 101 to Rs. 500
Rs. 100
Rs. 501 to Rs. 5,000
Rs. 500
Rs. 5,001 to Rs. 10,000
Rs. 700
Above Rs. 10,000
Rs. 1,200
Things to Know Before you apply
Get this card if:
You are a Priority Banking customer looking to save on expenses
You are a frequent international traveller and want accelerated rewards on overseas spends
You travel often and want benefits like complimentary lounge access
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Standard Chartered Priority Visa Infinite Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Standard Chartered Priority Visa Infinite Credit Card Hilights
What do we like about this card?
5 reward points per Rs. 100 on international and retail spends
2 reward points per Rs. 100 on other categories
4 complimentary domestic lounge visits per quarter
2 complimentary international lounge visits per month via Priority Pass
Overseas air accident cover up to Rs. 1 Crore
Medical insurance coverage worth USD 25,000
Lifetime free for Priority Banking customers
Pros
Accelerated reward points on international and retail spends
Complimentary domestic and international lounge access
Insurance coverage up to Rs. 1 Crore
Lifetime free for Priority Banking customers
Cons
Low base reward rate on other spends
High forex markup fee of 3.5%
Joining and annual fees apply for non-Priority Banking customers
Standard Chartered Bank Credit Card Contact Details
Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India