Standard Chartered Manhattan Credit Card
Standard Chartered Standard Chartered

Standard Chartered Manhattan Credit Card

Joining Fee: 999* Plus Applicable Taxes

Renewal Fee: 999*Plus Applicable Taxes

Joining Fee: 999* + Tax

Renewal Fee: 999* + Tax

Welcome benefits:- Get 5,000 reward points* on payment of joining fee.

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About Standard Chartered Manhattan Credit Card

If you want to save on your supermarket and grocery shopping, the Standard Chartered Manhattan Platinum Credit Card is a great option. It offers 5% cashback on purchases at supermarkets, grocery stores, and departmental stores, with no maximum limit per transaction, making it perfect for your everyday expenses. Read on to learn more about its features and benefits.

Other Features and Benefits

Welcome Benefit – Get 5,000 reward points on payment of the joining fee.

Cashback Offers – Enjoy 5% cashback when shopping at supermarkets:

  • Minimum transaction of Rs. 1,000
  • Maximum cashback of Rs. 500 per month
  • Maximum cashback of Rs. 150 per transaction

Reward Points – Earn 3 reward points per Rs. 150 spent on all other expenses.

Renewal Fee Reversal – Spend Rs. 1,20,000 in a year to waive off the Rs. 999 renewal fee.

Other Features – Standard Chartered Manhattan Platinum Credit Card also offers:

  • Contactless payments for faster and secure checkout
  • Balance transfer up to Rs. 5 Lakh from other cards with easy EMI options at lower interest rates
  • 3D Secure OTP verification for safe online transactions
  • Manage your card easily via SC Online Banking and Mobile App
  • Get a loan on your credit card up to Rs. 7.5 Lakh within 2 days (T&C Apply)

Fees and Charges

Fee TypeCharges
Joining FeeRs. 999
Annual FeeRs. 999
Finance Charges3.75% pm (45% annually)
Late Payment Fee
  • Rs. 100 for statement outstanding balance between Rs. 101 and Rs. 500
  • Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000
  • Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 10,000
  • Rs. 800 for statement outstanding balance between Rs.10,001 and Rs.25,000
  • Rs. 1200 for statement outstanding balance greater than Rs. 25,000

Things to Know Before you apply

Get this card if:

  • You shop often at supermarkets, groceries, or departmental stores.
  • You’re fine with a Rs. 999 annual fee for cashback and some lifestyle offers.
  • Your main goal is to save on everyday grocery purchases.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Standard Chartered Manhattan Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Standard Chartered Manhattan Credit Card Hilights

What do we like about this card?

  • 5% cashback on supermarket, grocery, and departmental store purchases
  • 3 reward points per ₹150 on all other spends
  • 5,000 welcome reward points on joining fee payment
  • Annual fee ₹999, waived on spending ₹1,20,000/year
  • Contactless card for faster checkout and secure payments
  • Balance transfer and credit limit loan facility available

Pros

  • 5% cashback on supermarkets, groceries, and departmental stores (max ₹500/month, ₹150/transaction)
  • 5,000 welcome reward points on joining fee payment
  • Annual fee ₹999 waived on spending ₹1,20,000/year
  • Contactless payments and easy reward redemption

Cons

  • Cashback limited to supermarket/grocery spends
  • High 3.5% forex markup fee
  • No lounge access or fuel surcharge waiver
  • Low reward point value (₹0.25 per point)

Standard Chartered Bank Credit Card Contact Details

  • Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India
  • Helpline: 6601 4444 / 3940 4444 (prefix STD code) 1800 345 1000 (Toll-Free)
  • Simply SMS: SMS CARD to 9980033333 for card details or application
     

Frequently Asked Questions

Everything you need to know about this credit card

A. Earn 5% cashback on supermarket, grocery, and departmental store spends (min ₹1,000 per transaction, max ₹500/month, max ₹150/transaction).

A. Spend ₹1,20,000 or more in a year to get the ₹999 annual fee waived.

A. Earn 3 reward points per ₹150 spent on all other categories.

A. Yes, 5,000 reward points are credited on payment of the joining fee.

A. Yes, you can transfer balances up to ₹5 Lakh from other bank credit cards and repay via EMI at lower interest rates.

A. Yes, the card supports contactless payments for faster checkout and secure transactions.

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