Standard Chartered Emirates World Credit Card
Standard Chartered Standard Chartered

Standard Chartered Emirates World Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/fuel.svg Fuel
/assest/image/icons/rewards.svg Reward Points
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Joining Fee: ₹3000* Plus Applicable Taxes

Renewal Fee: ₹3000*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Fuel Fuel
Reward Points Reward Points
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Joining Fee: ₹3000* + Tax

Renewal Fee: ₹3000* + Tax

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Standard Chartered Emirates World Credit Card

The Standard Chartered Emirates World Credit Card is ideal for frequent travelers. Cardholders can earn exclusive rewards and enjoy premium benefits, including complimentary airport lounge access, golf privileges, and special shopping offers. Additional details about the card are provided below.

Other Features and Benefits

Skyward Miles

  • Earn 6 Skyward Miles for every Rs. 150 spent on Emirates transactions
  • Earn 3 Skyward Miles for every Rs. 150 spent on other transactions

Cashback Offers

  • 5% cashback on duty-free shopping (up to Rs. 1,000 per month)

Airport Lounge Access

  • Complimentary access to 25 domestic lounges via Mastercard Lounge Program
  • 2 complimentary visits per month to domestic and international Priority Pass lounges
  • Spend over Rs. 10,000 in a month to get 2 additional Priority Pass lounge visits the next month

Golf Access

  • 3 complimentary golf rounds per year at 14 premium courses in India
  • Unlimited games at 50% discount on green fees

Complimentary Overseas Insurance

  • Coverage up to Rs. 1 crore for overseas accidents, baggage loss, and flight delays

Fees and Charges

Fee TypeCharges
Joining FeeRs. 3,000
Annual Fee ( second year onwards)Rs. 3,000
Finance Charges3.75% pm (45% per annum)
Late Payment Fee
  • Rs. 0 for statement outstanding balance less than or equal to Rs. 100
  • Rs. 100 for statement outstanding balance between Rs. 101 and Rs. 500
  • Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000
  • Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 10,000
  • Rs. 800 for statement outstanding balance between Rs. 10,001 and Rs. 25,000
  • Rs. 1,200 for statement outstanding balance greater than Rs. 25,000

Things to Know Before you apply

Get this card if:

  • You frequently travel and want complimentary domestic and international lounge access.
  • You often shop duty-free and want 5% cashback on your purchases.
  • You enjoy golf and want annual complimentary access, discounts on games, and free lessons.
  • You are looking for a premium travel-focused credit card with strong rewards on Emirates transactions.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Standard Chartered Emirates World Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Standard Chartered Emirates World Credit Card Hilights

What do we like about this card?

  • Earn 6 Skyward Miles for every Rs. 150 spent on Emirates transactions and 3 Skyward Miles for every Rs. 150 on other spends.
  • 5% cashback on duty-free shopping (up to Rs. 1,000 per month).
  • Complimentary access to 25 domestic lounges via Mastercard Lounge Program.
  • 2 complimentary domestic and 2 international Priority Pass lounge visits per month (additional free visits on spending Rs. 10,000+).
  • Complimentary golf access three times a year at 14 premium courses in India, plus 50% discount on green fees.
  • Overseas insurance coverage up to Rs. 1 crore, including baggage loss and flight delay protection.

Pros

  • Complimentary golf access every year
  • Overseas insurance coverage up to Rs. 1 crore
  • 5% cashback on duty-free shopping

Cons

  • High forex markup fee of 3.5%
  • Rewards primarily restricted to travel-related spends

Standard Chartered Bank Credit Card Contact Details

  • Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India
  • Helpline: 6601 4444 / 3940 4444 (prefix STD code) 1800 345 1000 (Toll-Free)
  • Simply SMS: SMS CARD to 9980033333 for card details or application
     

Frequently Asked Questions

Everything you need to know about this credit card

The card charges a monthly fee of ₹49 + GST, which is waived if you spend ₹5,000 or more in the previous calendar month.

  1. Cardholders can avail discounts and cashback on various platforms:
  2. Ola: 15% cashback (up to ₹600/month) on cab rides.
  3. Myntra: 20% discount (up to ₹700/month).
  4. Grofers (Blinkit): 10% off (up to ₹1,000/month) with promo code DIGISMART.
  5. Zomato: 10% discount (up to ₹150/transaction, 5 transactions/month) with promo code DIGISMART.
  6. INOX: Buy 1 Get 1 free movie tickets on weekends (2 times/month, max ₹200/transaction).
  7. Yatra: Up to 25% off on travel and hotel bookings.

Yes, a 3.5% fee is charged on all foreign currency transactions.

You can apply online through the Standard Chartered Bank website. Alternatively, visit a nearby branch to apply offline.

  1. Age: 21 to 65 years.
  2. Income: Minimum ₹50,000 per month.
  3. Occupation: Available to both salaried and self-employed individuals.
  4. Serviceable Cities: Available in select cities; check the bank's website for details.

The credit limit is determined based on factors like income, credit history, and repayment capacity. Standard Chartered Bank does not specify a fixed credit limit.

Yes, transactions above ₹2,000 can be converted into easy EMIs via internet or mobile banking.

No, the DigiSmart Credit Card does not provide complimentary airport lounge access.

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