Standard Chartered

Standard Chartered Platinum Rewards Credit Card

Dining

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹250* Plus Applicable Taxes

Renewal Fee: ₹250*Plus Applicable Taxes

Dining

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹250* + Tax

Renewal Fee: ₹250* + Tax

Dining

5X reward points on dining spends

Fuel

5X reward points on fuel spends

Reward Points

1 reward point per Rs. 150 spent

Welcome benefits:- Joining fee waiver on spending Rs. 500 or more within 30 days of card issuance1

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Standard Chartered Platinum Rewards Credit Card

The Standard Chartered Platinum Rewards Credit Card is an entry-level card designed to maximize benefits on dining and fuel spends. Cardholders earn 5X reward points (5 points per Rs. 150) on these categories with no monthly cap, giving it an advantage over other entry-level cards that either exclude fuel or limit accelerated rewards.

For all other purchases, the card provides a base reward rate of 1 point per Rs. 150 spent. Earned reward points can be redeemed for gift vouchers, products, and other items via the rewards catalogue, with 1 reward point valued at Rs. 0.25.

The card has no annual fee, but a joining fee of Rs. 250 applies. This fee is waived if you spend Rs. 500 within the first 30 days, a threshold easily achievable even for low spenders. Overall, this card is ideal for those who primarily spend on fuel and dining and want consistent rewards on these categories.

Standard Chartered Platinum Rewards Credit Card Rewards Program

Rewards Program

5 reward points for every Rs. 150 spent on dining and fuel, with no monthly cap
1 reward point for every Rs. 150 spent on other categories
Redeem reward points at a value of 1 RP = Rs. 0.25

Other Features and Benefits

Joining Fee Waiver

Waiver of Rs. 250 joining fee on spending Rs. 500 or more within 30 days of card issuance

Instant Approval

Get instant approval with minimal documentation

Contactless Card

Make contactless payments for faster checkout and quick processing

Fees and Charges

Particulars

Amount

Joining Fee

Rs. 250 + Applicable Taxes

Annual Fee

Nil

Finance Charges

3.75% p.m. (45% p.a.)

Late Payment Charges2

For Oustanding Balance:	Amount
Up to Rs. 100	Nil
Rs. 101 to Rs. 500	Rs. 100
Rs. 501 to Rs. 5,000	Rs. 500
Rs. 5,001 to Rs. 10,000	Rs. 700
Above Rs. 10,000	Rs. 1,200

Things to Know Before you apply

Get this card if:

You want an entry-level credit card with basic benefits
You frequently spend on dining and fuel and want accelerated rewards on these categories
You prefer a credit card with no annual fee

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Standard Chartered Platinum Rewards Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Standard Chartered Platinum Rewards Credit Card Hilights

What do we like about this card?

5 reward points per Rs. 150 spent on dining and fuel, with no monthly cap
1 reward point per Rs. 150 spent on other categories
Reward points redeemable at Rs. 0.25 per point
Joining fee of Rs. 250 waived on spending Rs. 500 within 30 days
Instant approval without documentation
Contactless card for faster and convenient payments

Pros

5X reward points on dining and fuel spends
No monthly capping on accelerated reward points
Instant approval without documentation
Joining fee waiver with an easily achievable spend threshold

Cons

Low base reward rate on spends outside dining & fuel
Reward points value is low (Rs. 0.25 per point)
No travel or lifestyle benefits

Standard Chartered Bank Credit Card Contact Details

Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India
Helpline: 6601 4444 / 3940 4444 (prefix STD code) 1800 345 1000 (Toll-Free)
Simply SMS: SMS CARD to 9980033333 for card details or application

Frequently Asked Questions

Everything you need to know about this credit card

A. You earn 5 reward points per Rs. 150 spent on dining and fuel (no monthly cap) and 1 reward point per Rs. 150 on all other spends.

A. Reward points can be redeemed via the Standard Chartered 360° Rewards portal against gift vouchers, products, and other offers at the rate of 1 RP = Rs. 0.25.

A. The card has a joining fee of Rs. 250, which is waived if you spend Rs. 500 within 30 days of card issuance. There is no annual fee.

A. Yes, this card supports contactless payments for faster checkout and quick processing.

A. No, there is no monthly capping on reward points earned for dining and fuel spends.

A. The Standard Chartered Platinum Rewards Credit Card offers instant approval with minimal documentation.