Joining Fee: ₹0* Plus Applicable Taxes
Renewal Fee: ₹0*Plus Applicable Taxes
Canara Bank Rupay Select Credit Card offers 2 domestic lounge visits quarterly and 2 international visits yearly.
Get 5% cashback on utility bills and dining with Canara RuPay Select, capped monthly.
2 reward points for every Rs. 100 spent
Welcome benefits:- N/A
Check your eligibility For This Card
The Canara Bank RuPay Select Credit Card is a lifetime free credit card that helps you earn reward points on every transaction. It also offers extra benefits like complimentary lounge access, insurance coverage, interest-free credit period, and add-on cards for family members. This card is ideal if you are starting your credit journey and want to earn rewards while using your credit card. Read on to learn more about its features, benefits, and fees.
The Canara Bank RuPay Select Credit Card is a lifetime free card with no joining or annual fees. It comes with a credit limit of up to ₹25 lakh.
With the Canara Bank RuPay Select Credit Card, you get a variety of benefits across rewards, travel, and insurance. Key features include:
Type of Fee or Charge | Amount |
Joining Fee | Nil |
Annual/ Renewal Fee | Nil |
Finance Charges | 2.5% p.m. (30% p.a.) |
Late Payment Fee | Rs. 250 + GST |
Inactivity Fee | Rs. 300 p.a. if the turnover is below Rs. 1 lakh per year |
Cash Withdrawal Fee | 3% of the transaction amount or a minimum of Rs. 30 for every Rs. 1,000 withdrawn |
Everything you need to know about this credit card
Yes, you earn 2 reward points for every Rs. 100 spent. Reward points are not earned on cash withdrawals, disputed or cancelled transactions, balance transfers, foreign currency purchases, interest, or card fees.
The credit limit ranges from Rs. 1 lakh to Rs. 50 lakh, based on eligibility factors like income, debt, and payment history. Your approved limit will be communicated after the bank processes your application.
Reward points are valid for 3 years from the date of accrual. For example, points earned on 1 July 2021 will be valid until 1 July 2024. Each reward point is worth Re. 0.25 when redeemed.
Yes, you get a 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 2,500 at all petrol pumps in India. The maximum waiver is Rs. 100 per statement cycle.
Yes, international transactions are allowed. However, a forex markup fee of 3% applies on the transaction amount, which makes this card less ideal for frequent international use.
Yes, you can convert eligible purchases into EMIs. This can be done at the time of purchase if the merchant supports Canara Bank Credit Card EMI options, or post-purchase by contacting the bank’s customer care.