About Canara Bank Visa Platinum Credit Card
The Canara Bank Visa Platinum Credit Card operates on the globally accepted and secure Visa network, making it ideal for shoppers and travelers. This card offers multiple benefits to enhance your spending experience.
Cardholders earn 2 Reward Points for every ₹100 spent on both Point of Sale and e-commerce transactions, which can be redeemed for cashback or products. You also get complimentary access to domestic airport lounges twice each quarter, along with insurance benefits such as air accident coverage and baggage protection.
With no annual or joining fees and a grace period of up to 50 days of interest-free credit, the Canara Bank Visa Platinum Credit Card is an affordable and practical option for managing your finances while enjoying rewards and travel perks.
Canara Bank Visa Platinum Credit Card Rewards Program
Reward Rate
With the Canara Bank Visa Platinum Credit Card, you earn 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions.
Reward Redemption
Reward Points can be redeemed for cashback or products by visiting the CanaraRewardz website. Each Reward Point has a value of ₹0.25.
Other Features and Benefits
Airport Lounge Access
- Enjoy complimentary access to domestic airport lounges twice every quarter.
Insurance Benefits
- Protection against fraudulent charges up to ₹5,00,000.
- Baggage insurance coverage up to ₹25,000 for losses or damages.
- Purchase protection for items bought with the card, covering up to ₹25,000.
- Air accident coverage: ₹8,00,000 for the cardholder and ₹4,00,000 for the spouse.
- Non-air accident coverage: ₹4,00,000 for the cardholder and ₹2,00,000 for the spouse.
Other Benefits
- Up to 50 days of interest-free credit.
- Easy EMI conversion through the Canara ai1 app.
- ATM cash withdrawal and other non-financial services.
- Shop at PoS merchant outlets and online while enjoying discounts.
- Domestic and international acceptance.
- Zero annual, joining, and enrollment fees.
- Earn reward points on every PoS and e-commerce transaction.
- Complimentary domestic airport lounge access (2 per quarter for self).
Fees and Charges
| Nature of Charge | Amount of Charge |
|---|
| Enrollment fee | NIL |
| Annual Fee | NIL |
| Card Inactivity Fee Applicable only if the card turnover during the card year is less than Rs. 50,000/- | ₹200/- |
| Free Credit Period | Minimum of 20 to and maximum of 50 days |
Apply for a Credit Card & Get Instant Approval
Document Required For Canara Bank Visa Platinum Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Canara Bank Visa Platinum Credit Card Highlights
What do we like about this card?
- Complimentary domestic airport lounge access twice every quarter.
- Fuel surcharge waiver of 1% on fuel transactions.
- Lifetime-free card with no joining or renewal fees.
Things to Know Before you apply
Get this card if:
- You are a frequent traveler and want access to domestic airport lounges.
- You prefer a lifetime-free credit card with no joining or annual fees.
- You want basic reward points on every PoS and e-commerce transaction.
- You are looking for insurance coverage, including air accident, baggage, and purchase protection.
- You need a credit card that offers up to 50 days of interest-free credit and easy EMI options.
- You want a card accepted both domestically and internationally.
Pros
- No joining or annual fees, making it affordable.
- Insurance coverage provides added peace of mind.
Cons
- Limited benefits beyond airport lounge access and insurance.
- No spend-based fee waivers or additional rewards programs.
Canara Bank Credit Card Contact Details
- Contact Address: Canara Bank Card Division, No. 29, K R Road, Basavanagudi, Bengaluru – 560004, Karnataka, India
- Helpline (24x7): 1800 103 0011 (Toll-Free) 1800 208 3333 (Alternate Toll-Free) +91 80 2206 2222 (For chargeable/international calls)
- Simply SMS: Send "CANRUPAY" to 56156 from your registered mobile number
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