Canara Bank
Fuel
1% fuel surcharge waiver
Reward Points
Earn 2 reward points on every ₹100 spent, including all retail and e-commerce purchases.
Welcome benefits:- N/A
Check your eligibility For This Card
The Canara Bank Rupay Platinum Credit Card is a basic, entry-level credit card with no annual fee. Unlike other entry-level cards, it does not provide benefits for specific spending categories, but you earn 2 reward points for every ₹100 spent, whether online or offline. This card is ideal if you are new to credit cards and want a simple, lifetime free option. Read on to see if this card is the right fit for you.
The Canara Bank RuPay Platinum Credit Card is a lifetime free card with no joining or annual fees. It comes with a credit limit of up to ₹25 lakh.
Reward Points
Complimentary Accidental Insurance Cover
Other Features
| Particulars | Fees / Charges |
| Joining Fee | NIL |
| Annual Fee | NIL |
| Finance Charges | 2.5% per month | 30% per annum |
| Late Payment Fee | 2% of the amount due, subject to a minimum of Rs. 10 and a maximum of Rs. 150 |
Everything you need to know about this credit card
Applicants must have a minimum annual salary of Rs. 1 lakh.
No, Canara Bank does not provide an online application facility for this card. You need to visit the nearest branch to apply. Ensure you carry all necessary documents. You can also download the application form from Canara Bank’s website and submit it at the branch.
Yes, you may request a credit limit increase. However, the approval is at the bank’s sole discretion and depends on factors like your monthly income, debt-to-income ratio, payment history, and other eligibility criteria. Contact Canara Bank Credit Card Customer Care for more details.
No, this card does not provide any complimentary airport lounge access. If you want lounge access benefits, you may consider the Canara RuPay Select Credit Card.
Yes, you can convert your outstanding balance into EMIs even if you pay only the minimum amount due. This makes it easier to manage large payments.
