If you want to save on your supermarket and grocery shopping, the Standard Chartered Manhattan Platinum Credit Card is a great option. It offers 5% cashback on purchases at supermarkets, grocery stores, and departmental stores, with no maximum limit per transaction, making it perfect for your everyday expenses. Read on to learn more about its features and benefits.
Other Features and Benefits
Welcome Benefit – Get 5,000 reward points on payment of the joining fee.
Cashback Offers – Enjoy 5% cashback when shopping at supermarkets:
Minimum transaction of Rs. 1,000
Maximum cashback of Rs. 500 per month
Maximum cashback of Rs. 150 per transaction
Reward Points – Earn 3 reward points per Rs. 150 spent on all other expenses.
Renewal Fee Reversal – Spend Rs. 1,20,000 in a year to waive off the Rs. 999 renewal fee.
Other Features – Standard Chartered Manhattan Platinum Credit Card also offers:
Contactless payments for faster and secure checkout
Balance transfer up to Rs. 5 Lakh from other cards with easy EMI options at lower interest rates
3D Secure OTP verification for safe online transactions
Manage your card easily via SC Online Banking and Mobile App
Get a loan on your credit card up to Rs. 7.5 Lakh within 2 days (T&C Apply)
Fees and Charges
Fee Type
Charges
Joining Fee
Rs. 999
Annual Fee
Rs. 999
Finance Charges
3.75% pm (45% annually)
Late Payment Fee
Rs. 100 for statement outstanding balance between Rs. 101 and Rs. 500
Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000
Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 10,000
Rs. 800 for statement outstanding balance between Rs.10,001 and Rs.25,000
Rs. 1200 for statement outstanding balance greater than Rs. 25,000
Things to Know Before you apply
Get this card if:
You shop often at supermarkets, groceries, or departmental stores.
You’re fine with a Rs. 999 annual fee for cashback and some lifestyle offers.
Your main goal is to save on everyday grocery purchases.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Standard Chartered Manhattan Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Standard Chartered Manhattan Credit Card Hilights
What do we like about this card?
5% cashback on supermarket, grocery, and departmental store purchases
3 reward points per ₹150 on all other spends
5,000 welcome reward points on joining fee payment
Annual fee ₹999, waived on spending ₹1,20,000/year
Contactless card for faster checkout and secure payments
Balance transfer and credit limit loan facility available
Pros
5% cashback on supermarkets, groceries, and departmental stores (max ₹500/month, ₹150/transaction)
5,000 welcome reward points on joining fee payment
Annual fee ₹999 waived on spending ₹1,20,000/year
Contactless payments and easy reward redemption
Cons
Cashback limited to supermarket/grocery spends
High 3.5% forex markup fee
No lounge access or fuel surcharge waiver
Low reward point value (₹0.25 per point)
Standard Chartered Bank Credit Card Contact Details
Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India
Standard Chartered
Cashback
Fuel
Reward Points
