About Standard Chartered Emirates World Credit Card
The Standard Chartered Emirates World Credit Card is ideal for frequent travelers. Cardholders can earn exclusive rewards and enjoy premium benefits, including complimentary airport lounge access, golf privileges, and special shopping offers. Additional details about the card are provided below.
Other Features and Benefits
Skyward Miles
Earn 6 Skyward Miles for every Rs. 150 spent on Emirates transactions
Earn 3 Skyward Miles for every Rs. 150 spent on other transactions
Cashback Offers
5% cashback on duty-free shopping (up to Rs. 1,000 per month)
Airport Lounge Access
Complimentary access to 25 domestic lounges via Mastercard Lounge Program
2 complimentary visits per month to domestic and international Priority Pass lounges
Spend over Rs. 10,000 in a month to get 2 additional Priority Pass lounge visits the next month
Golf Access
3 complimentary golf rounds per year at 14 premium courses in India
Unlimited games at 50% discount on green fees
Complimentary Overseas Insurance
Coverage up to Rs. 1 crore for overseas accidents, baggage loss, and flight delays
Fees and Charges
Fee Type
Charges
Joining Fee
Rs. 3,000
Annual Fee ( second year onwards)
Rs. 3,000
Finance Charges
3.75% pm (45% per annum)
Late Payment Fee
Rs. 0 for statement outstanding balance less than or equal to Rs. 100
Rs. 100 for statement outstanding balance between Rs. 101 and Rs. 500
Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000
Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 10,000
Rs. 800 for statement outstanding balance between Rs. 10,001 and Rs. 25,000
Rs. 1,200 for statement outstanding balance greater than Rs. 25,000
Things to Know Before you apply
Get this card if:
You frequently travel and want complimentary domestic and international lounge access.
You often shop duty-free and want 5% cashback on your purchases.
You enjoy golf and want annual complimentary access, discounts on games, and free lessons.
You are looking for a premium travel-focused credit card with strong rewards on Emirates transactions.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Standard Chartered Emirates World Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Standard Chartered Emirates World Credit Card Hilights
What do we like about this card?
Earn 6 Skyward Miles for every Rs. 150 spent on Emirates transactions and 3 Skyward Miles for every Rs. 150 on other spends.
5% cashback on duty-free shopping (up to Rs. 1,000 per month).
Complimentary access to 25 domestic lounges via Mastercard Lounge Program.
2 complimentary domestic and 2 international Priority Pass lounge visits per month (additional free visits on spending Rs. 10,000+).
Complimentary golf access three times a year at 14 premium courses in India, plus 50% discount on green fees.
Overseas insurance coverage up to Rs. 1 crore, including baggage loss and flight delay protection.
Pros
Complimentary golf access every year
Overseas insurance coverage up to Rs. 1 crore
5% cashback on duty-free shopping
Cons
High forex markup fee of 3.5%
Rewards primarily restricted to travel-related spends
Standard Chartered Bank Credit Card Contact Details
Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India
Simply SMS: SMS CARD to 9980033333 for card details or application
Frequently Asked Questions
Everything you need to know about this credit card
The card charges a monthly fee of ₹49 + GST, which is waived if you spend ₹5,000 or more in the previous calendar month.
Cardholders can avail discounts and cashback on various platforms:
Ola: 15% cashback (up to ₹600/month) on cab rides.
Myntra: 20% discount (up to ₹700/month).
Grofers (Blinkit): 10% off (up to ₹1,000/month) with promo code DIGISMART.
Zomato: 10% discount (up to ₹150/transaction, 5 transactions/month) with promo code DIGISMART.
INOX: Buy 1 Get 1 free movie tickets on weekends (2 times/month, max ₹200/transaction).
Yatra: Up to 25% off on travel and hotel bookings.
Yes, a 3.5% fee is charged on all foreign currency transactions.
You can apply online through the Standard Chartered Bank website. Alternatively, visit a nearby branch to apply offline.
Age: 21 to 65 years.
Income: Minimum ₹50,000 per month.
Occupation: Available to both salaried and self-employed individuals.
Serviceable Cities: Available in select cities; check the bank's website for details.
The credit limit is determined based on factors like income, credit history, and repayment capacity. Standard Chartered Bank does not specify a fixed credit limit.
Yes, transactions above ₹2,000 can be converted into easy EMIs via internet or mobile banking.
No, the DigiSmart Credit Card does not provide complimentary airport lounge access.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
Standard Chartered
Airport Lounge Access
Fuel
Reward Points
