Welcome benefits:- Luxe Gift Card and vouchers of top brands, including The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more.
Check your eligibility For This Card
Welcome benefits:- Luxe Gift Card and vouchers of top brands, including The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more.
Check your eligibility For This Card
The IndusInd Platinum Credit Card is a rewards card available on Visa and RuPay networks. You earn reward points on every purchase, which can be used for airline miles, cashback, or products and vouchers from the bank’s rewards catalogue.
Although it is promoted as a rewards and lifestyle card, it does not offer many benefits compared to other entry-level cards. The card gives a low reward rate of 0.40%, so you earn only a small number of points on your spends.
You can convert points to KrisFlyer Miles at a 4:1 ratio, but because of the low earning rate and limited airline options, the savings are not very high. The card also gives welcome vouchers from brands like Postcard Hotel and Montblanc, but these alone may not be enough to make this card worthwhile.
Rewards Program
Welcome Benefits
Get Luxe gift cards and vouchers from top brands like The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more. These are available only on the paid variant of the card after paying the joining fee.
Travel Insurance Coverage
Fuel Benefits
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||
| Finance Charges | 3.95% p.m. (47.40% p.a.) | ||||||||||||||||
| Late Payment Charges |
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Everything you need to know about this credit card
This is an entry-level card that gives reward points on spends, welcome vouchers from top brands, and a 1% fuel surcharge waiver on petrol transactions.
Yes. With the IndusInd Platinum RuPay Card, you earn 2 reward points per ₹100 on UPI spends and 1 reward point per ₹100 on non-UPI transactions.
No, reward points are not earned on fuel transactions. However, you get a 1% fuel surcharge waiver on spends between ₹500 and ₹3,000 at petrol pumps, capped at ₹100 per month.
It doesn’t provide exclusive travel perks, but you can redeem reward points for airline miles at 400 points = 100 KrisFlyer Miles, helping save on travel.
No, this card does not offer lounge access.
Yes, it’s a simple, lifetime free card suitable for beginners who want to earn rewards and manage basic credit benefits.
You can contact the bank directly or apply through platforms like Paisabazaar.com by filling out the online application form.
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