About IndusInd Bank Duo Credit Card
IndusInd Bank Duo Card is India’s first debit-cum-credit card, featuring two EMV chips that let you use it either as a debit or a credit card. You can earn reward points on every transaction, making it a versatile option for everyday spending.
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IndusInd Bank Duo Credit Card Rewards Program
Reward Points on Every Transaction:
Activation Reward Points (within 60 days of card issuance/account opening):
Other Features and Benefits
Entertainment Benefits:
Insurance Benefits (Total coverage: Rs. 25 lakh):
Other Benefits:
Fees and Charges
Type of Fee or Charge Amount Joining Fee Nil Annual/ Renewal Fee Nil Finance Charges 3.83% p.m. | 46% p.a. Late Payment Charges For Statement Balance:
Up to Rs. 100: Nil Between Rs. 101 and Rs. 501: Rs. 100 Between Rs. 501 and 1,000: Rs. 350 Between Rs. 1,001 and 10,000: Rs. 550 Between Rs. 10,001 and Rs. 25,000: Rs. 800 Between Rs. 25,001 and Rs. 50,000: Rs. 1,100 Above Rs. 50,000: Rs. 1,300
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Things to Know Before you apply
Get this card if:
You want a card that works as both a credit and a debit card. You want to earn reward points on every purchase. You want added benefits like entertainment, insurance cover, and fuel surcharge waiver. You are looking for a basic card with reasonable joining and annual fees.
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For IndusInd Bank Duo Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
IndusInd Bank Duo Credit Card Hilights
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IndusInd Bank Credit Card Contact Details
Contact Address: IndusInd Bank Ltd. 701, Solitaire Corporate Park, 167 Guru Hargovindji Marg, Andheri East, Mumbai – 400093, Maharashtra, IndiaHelpline: 1860 267 7777 (accessible from most Indian cities)Simply SMS: SMS Indulge to 5676757 for details or callback requests
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Frequently Asked Questions
Everything you need to know about this credit card
It is India’s first debit-cum-credit card, which allows you to use it as a debit or credit card, earning reward points on both types of transactions.
You earn 1 reward point for every Rs. 150 spent. Bonus points are awarded on first transactions via debit, internet banking, or mobile banking.
You can get free movie tickets worth Rs. 3,000 annually and avail Buy 1 Get 1 free tickets via BookMyShow (max 12 times/year, capped at Rs. 250 per ticket).
The card offers lost card liability (Rs. 3 lakh), air accident insurance (Rs. 25 lakh), personal accident cover (Rs. 2 lakh), purchase protection (Rs. 50,000), lost baggage cover, delayed baggage cover, and more.
Yes, 1% fuel surcharge waiver up to Rs. 250/month on transactions between Rs. 500–3,000, and a low cross-currency mark-up fee of 2%.
Yes, the card offers 24×7 concierge services for pre-trip assistance, hotel reservations, flight bookings, and exclusive bookings.
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