{"@type":"Question","name":"When will the joining fee need to be paid?","acceptedAnswer":{"@type":"Answer","text":"The joining fee of Rs. 5,999 + GST is payable once the digital card is issued. You can make the payment anytime before the first statement due date."}},{"@type":"Question","name":"What is the membership benefit of the Mayura Credit Card?","acceptedAnswer":{"@type":"Answer","text":"On paying the joining fee, you will receive Rs. 1,000 cashback for every 4 transactions of Rs. 1,000 or more, made within 60 days of card issuance. The cashback will reflect in the subsequent statement. (Cash withdrawals, fees, and charges do not qualify)."}},{"@type":"Question","name":"What credit limit will I get?","acceptedAnswer":{"@type":"Answer","text":"If this is your first unsecured IDFC FIRST Bank credit card, your limit will be set as per the bank’s internal policies. If you already have an unsecured IDFC FIRST Bank card, your new card will share the same limit across all unsecured credit cards."}},{"@type":"Question","name":"Are there any restrictions on earning 10X reward points?","acceptedAnswer":{"@type":"Answer","text":"Yes, 10X rewards are not applicable on spends related to education, wallet loads, government payments, rent/property, utilities, insurance, EMIs, cash withdrawals, fuel, fees, and charges. Also, only transactions settled before statement generation are considered for 10X rewards. If settlement happens later, rewards will be credited in the next cycle."}},{"@type":"Question","name":"How can I avail complimentary airport lounge visits through IDFC FIRST Mayura Credit Card?","acceptedAnswer":{"@type":"Answer","text":"You get up to 16 complimentary domestic and 16 international airport lounge visits every year. To unlock this benefit, you need to spend at least Rs. 20,000 in the previous month."}},{"@type":"Question","name":"What is the forex markup fee on IDFC FIRST Mayura Credit Card?","acceptedAnswer":{"@type":"Answer","text":"This card comes with zero forex markup fee, making it highly beneficial for international transactions."}},{"@type":"Question","name":"Do reward points on IDFC FIRST Mayura Credit Card expire?","acceptedAnswer":{"@type":"Answer","text":"No, the reward points never expire as long as your card remains active."}},{"@type":"Question","name":"Does IDFC FIRST Mayura Credit Card offer an annual fee waiver?","acceptedAnswer":{"@type":"Answer","text":"No annual fee waiver is provided. However, you can earn:
7,500 reward points worth Rs. 1,875 on annual spends of Rs. 8 Lakh.
15,000 reward points worth Rs. 3,750 on annual spends of Rs. 15 Lakh."}}]}
