{"@type":"Question","name":"Will my reward points expire?","acceptedAnswer":{"@type":"Answer","text":"No, the reward points earned on the IDFC FIRST Classic Credit Card never expire."}},{"@type":"Question","name":"How can I generate my credit card PIN?","acceptedAnswer":{"@type":"Answer","text":"You can generate or change your PIN through net banking, mobile banking, or by contacting IDFC FIRST Bank customer care."}},{"@type":"Question","name":"What is the value of 1 reward point?","acceptedAnswer":{"@type":"Answer","text":"Each reward point equals ₹0.25 (25 paise)."}},{"@type":"Question","name":"Is there a joining fee for this card?","acceptedAnswer":{"@type":"Answer","text":"No, the IDFC FIRST Classic Credit Card is lifetime free with no joining, membership, or annual fees."}},{"@type":"Question","name":"Do my reward points have a validity period?","acceptedAnswer":{"@type":"Answer","text":"No, the reward points never expire and remain valid for a lifetime."}},{"@type":"Question","name":"Can I earn reward points on all transactions?","acceptedAnswer":{"@type":"Answer","text":"Yes, you can earn up to 10X reward points on online and offline spends. However, fuel purchases, EMIs, and cash withdrawals are not eligible."}},{"@type":"Question","name":"Which transactions can be converted into EMIs?","acceptedAnswer":{"@type":"Answer","text":"Any transaction above ₹2,500 can be converted into EMI after purchase."}},{"@type":"Question","name":"Does this card provide lounge access?","acceptedAnswer":{"@type":"Answer","text":"The card does not offer complimentary airport lounge access. However, it provides 4 complimentary railway lounge visits per quarter."}}]}
