AU LIT (Live It Today) Credit Card is India’s first customizable credit card that lets you pick and switch features to match your lifestyle. It comes with no annual fee and offers higher rewards on both online and offline spending. You also get benefits like bonus cashback, lounge access, and more. However, while the card itself is free for life, you’ll need to pay for any features you choose to activate based on your spending preferences.
AU LIT Credit Card is a lifetime-free card that lets you choose benefits based on your lifestyle and spending. You can log in to the AU 0101 app and pick features for 90 days. However, you’ll need to pay a quarterly fee between Rs. 49 and Rs. 499 depending on the benefits you select.
You prefer a credit card with customizable features to match your lifestyle and spending habits
You want to maximize savings through extra cashback plus reward points on your purchases
You frequently spend on daily essentials like groceries, dining, and more — and want to earn cashback on them
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For AU Bank LIT Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
AU Bank LIT Credit Card Hilights
What do we like about this card?
Lifetime free credit card
Get up to 10X reward points on online & offline spends
Complimentary Amazon Prime, ZEE5 & Cult Fit (based on feature chosen)
Up to 4 free domestic lounge visits per quarter (based on plan)
1% fuel surcharge waiver on spends of ₹400–₹5,000 (with ₹49 quarterly plan)
1 reward point = ₹0.25 (redeemable via rewards catalogue)
Maximum 25,000 reward points per billing cycle (excluding utility spends)
Pros
Customizable features tailored to your lifestyle 5% cashback on essential daily spending categories Complimentary memberships: Amazon Prime, ZEE5, and Cult Fit Accelerated reward points on both online and offline purchases
Cons
No rewards on fuel or EMI transactions Complex pricing tied to individual feature selection Penalty charges if spending milestones aren’t met Basic reward rate is low at 0.25% per ₹100 spent
Au Bank Credit Card Contact Details
Contact Address: AU Small Finance Bank Ltd., Head Office: 5th Floor, Metro Plaza, New Sanganer Road, Mansarovar, Jaipur – 302020, Rajasthan, India
AU Small Finance Bank
Airport Lounge Access
Cashback
Lifetime free
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
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End-to-End Digital Process
