About AU Bank Altura Plus Credit Card
The AU Bank Altura Plus Credit Card lets you earn reward points on every swipe made for shopping, dining, and international transactions. It comes with an annual fee of ₹499. This card is a great choice for individuals seeking multiple benefits such as milestone rewards, cashback, fuel surcharge waiver, and attractive reward points.
The AU Bank Altura Plus Credit Card offers convenient contactless payments, fuel surcharge waivers, and attractive cashback rewards, making everyday spending more rewarding and hassle-free.
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AU Bank Altura Plus Credit Card Rewards Program
Rewards
2 Reward Points per ₹100 spent on online transactions.Redeem Reward points for:
Other Features and Benefits
Welcome Benefits
Cashback
1.5% cashback on all POS retail spends at merchant outlets (up to ₹100 per statement cycle).1 Reward Point for every ₹100 spent (except fuel) on POS.Milestone Benefit
500 Bonus Reward Points when you spend ₹20,000 or more in a calendar month.Railway Lounge Access
2 complimentary railway lounge accesses per quarter at select stations: Kolkata (Sealdah), New Delhi, Jaipur, Ahmedabad, Madurai, and Agra.Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at all petrol pumps in India.Card Liability Cover
Xpress EMI
Fees and Charges
Type of charge Fee Joining fee NIL Annual fee Rs.499 Fee for an add-on card NIL Cash advance fee 2.5% of amount withdrawn, subject to a minimum of Rs.100 Revolving credit charge 3.49% per month (41.88% annually) Minimum repayment amount 5% or minimum Rs.100 Limit for cash advance 40% of the credit limit Overlimit charges 2.5% of overlimit amount, subject to a minimum of Rs.500 Credit card validation fee at lounges Rs.2 Cash processing fee NIL Fee for processing an outstation cheque Rs. 25 Fee for redeeming reward points NIL Late Payment Charges Less than Rs.100: NIL Rs.100 to Rs.500: Rs.100 Rs.501 to Rs.5,000: Rs.400 Rs.5,001 to Rs.20,000: Rs.500 More than Rs.20,000: Rs.700 Processing fee for balance transfer 1% of the balance transfer amount This fee is subject to a minimum amount of Rs.250 Foreign currency mark-up fee 3.49% Fee for duplicate physical statement request Rs.100 EMI conversion fee 1% of the amount you convert into EMIs The EMI conversion fee is subject to a minimum of Rs.250 Fee for reissue of lost/damaged/stolen credit card Rs.100 Charge for Priority Pass Lounge $27 plus taxes per person for every visit Goods and Services Tax (GST) 18%
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Things to Know Before you apply
Get this card if:
You want a low annual fee card with decent rewards. You shop frequently online and want 2X reward points. You travel by train often and can use complimentary railway lounge access. You want milestone-based cashback on spending targets. You prefer a card with both rewards and a fuel surcharge waiver.
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For AU Bank Altura Plus Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
AU Bank Altura Plus Credit Card Hilights
What do we like about this card?
Pros
Cons
Au Bank Credit Card Contact Details
Contact Address: AU Small Finance Bank Ltd., Head Office: 5th Floor, Metro Plaza, New Sanganer Road, Mansarovar, Jaipur – 302020, Rajasthan, IndiaHelpline: 1800 1200 1500 (Toll-Free, 24x7), creditcard.support@aubank.inSimply SMS: SMS ZENITH to 5676766 to get a callback or apply
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Frequently Asked Questions
Everything you need to know about this credit card
You get an interest-free period of up to 50 days on your credit card purchases.
GST is levied at 18% on all applicable fees, charges, and interest.
ou get 2X reward points on online transactions, welcome vouchers, access to railway lounges, a fuel surcharge waiver, and more.
Yes, it supports contactless payments for transactions up to ₹5,000.
You can call the toll-free number 1800-210-0298 or dial 022-42320298 to connect with the concierge desk.
AU Small Finance Bank
Cashback
Reward Points
Travel
