Welcome benefits:- With the IndusInd Bank Nexxt Credit Card you can choose any one of the options from a select collection of welcome gifts for you. Merchants include – EazyDiner, Bata, Montblanc, Oberoi Hotels, Yatra, Vero Moda, Aldo, etc.
IndusInd Nexxt Credit Card is India’s first interactive credit card with built-in buttons to select your preferred mode of payment—EMI, Credit, or Rewards. It offers a range of benefits, including movie discounts, reward points, and travel privileges, making it a versatile option for everyday spending.
IndusInd Nexxt Credit Card Rewards Program
Reward Points
Earn 1 Reward Point for every Rs. 150 spent.
Redeem rewards as cash credit at 1 Reward Point = Rs. 0.75.
Convert rewards to KrisFlyer Miles at a 4:1 ratio or redeem via IndusInd Bank Rewards Portal.
Other Features and Benefits
Welcome Benefit
Choose one gift from a curated collection, including merchants like EazyDiner, Bata, Montblanc, Oberoi Hotels, Yatra, Vero Moda, and Aldo.
Movie Benefit
‘Buy One Get One’ offer on BookMyShow and Satyam Cinemas.
Maximum 2 free tickets per month.
Insurance Cover
Lost Card Liability under the Total Protect Program up to your credit limit.
Personal Air Accident cover up to Rs. 25 Lakh.
IndusInd Assistance
Pre-trip assistance, flight booking, hotel reservations.
Sports & entertainment bookings, exclusive bookings, flowers & gifts.
Fuel Surcharge Waiver
1% waiver on transactions between Rs. 500 – 3,000.
Maximum waiver of Rs. 250 per month at all fuel stations in India.
Fees and Charges
Fee/Charge
Amount/Rate
Joining Fee
Rs. 10,000
Annual Fee
Nil
Interest on Revolving Credit
3.83% p.m. | 46% p.a.
Late Payment Charges
For Outstanding Amount:
Up to Rs. 100- Nil
From Rs. 101 to Rs. 500- Rs. 100
From Rs. 501 to Rs. 1,000- Rs. 350
From Rs. 1,001 to Rs. 10,000- Rs. 550
From Rs. 10,001 to Rs. 25,000- Rs. 800
From Rs. 25,001 to Rs. 50,000- Rs. 1,100
Above 50,000- Rs. 1,300
Things to Know Before you apply
Get this card if:
You want a flexible card with EMI, Credit, or Rewards options built into one.
You frequently spend on movies, dining, or travel and want cashback/reward redemption options.
You want a card with complimentary insurance and fuel surcharge waiver.
You prefer personalized welcome gifts from top brands.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For IndusInd Nexxt Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
IndusInd Nexxt Credit Card Hilights
What do we like about this card?
1 Reward Point for every Rs. 150 spent; redeem for cash, KrisFlyer Miles, or via Rewards Portal.
Welcome gift from a curated list including luxury and lifestyle brands.
Buy 1 Get 1 free movie tickets (max 2/month).
Complimentary insurance: Lost Card Liability and Personal Air Accident cover up to Rs. 25 Lakh.
IndusInd Assistance for travel, bookings, and exclusive services.
1% fuel surcharge waiver up to Rs. 250 per month on transactions between Rs. 500–3,000.
Pros
Interactive buttons let you choose payment mode: EMI, Credit, or Rewards.
Buy 1 Get 1 movie ticket offer and curated welcome gifts.
Comprehensive insurance cover including Lost Card Liability and Air Accident cover.
Cons
Reward points redemption as cash has a low value (1 RP = Rs. 0.75).
Fuel surcharge waiver capped at Rs. 250/month.
Best suited for users who actively manage card modes; may confuse new users.
IndusInd Bank Credit Card Contact Details
Contact Address: IndusInd Bank Ltd. 701, Solitaire Corporate Park, 167 Guru Hargovindji Marg, Andheri East, Mumbai – 400093, Maharashtra, India
Helpline: 1860 267 7777 (accessible from most Indian cities)
Simply SMS: SMS Indulge to 5676757 for details or callback requests
Frequently Asked Questions
Everything you need to know about this credit card
Earn accelerated points on all spends, with higher points for travel, dining, and shopping categories.
Yes, points can be redeemed for flights, hotel bookings, or lifestyle vouchers.
Yes, domestic and international complimentary lounge access is included.
Yes, includes air accident insurance, lost card liability, and travel/baggage protection.
Yes, on achieving specific yearly spending thresholds.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
IndusInd Bank
Entertainment
Fuel
Reward Points
