The InterMiles HDFC Bank Platinum Credit Card is a co-branded travel card that lets you earn InterMiles and redeem them for free flight tickets and other travel rewards. With JetPrivilege now rebranded as InterMiles, existing members have been seamlessly shifted to the new program and will continue earning InterMiles. This card also offers discounts on flight and hotel bookings, making it a valuable option for frequent travelers.
InterMiles HDFC Bank Platinum Credit Card Rewards Program
Reward Earning
8 InterMiles per ₹150 spent on flight tickets or hotel bookings via InterMiles website.
4 InterMiles per ₹150 spent on retail transactions.
Other Features and Benefits
Welcome Benefits
Complimentary InterMiles Silver Membership for the first year.
Up to 3,000 InterMiles:
1,500 InterMiles on spending ₹3,000 within 30 days of activation.
1,500 InterMiles on spending ₹50,000 within the first 90 days.
Flight discount voucher worth ₹500.
Hotel discount voucher worth ₹1,000.
Etihad Airways Privileges
5% discount on Etihad Airways Economy Class bookings made via InterMiles website.
2.5X InterMiles on Etihad Airways bookings via InterMiles website.
Dining Benefits
Complimentary Dineout Passport Membership.
Flat 25% off at 2,000+ premium restaurants.
Extra 5% discount when paying with the InterMiles HDFC Platinum Credit Card.
Early access to exclusive dining events and festivals. (Dineout benefits applicable on spending ₹30,000 or more in a calendar quarter.)
Milestone Benefits
On renewal: 1,500 InterMiles + flight voucher worth ₹500 + hotel voucher worth ₹1,000 on spending ₹3,000 within 30 days of card anniversary.
Annual Fee Waiver
Spend ₹2.5 lakh in a year to get renewal fee waived.
Other Benefits
8 complimentary domestic airport lounge visits per year (2 per quarter).
1% fuel surcharge waiver (InterMiles not earned on fuel transactions).
Up to 50 days of interest-free credit.
Low revolving interest rate of 3.60%.
Up to 3 add-on cards for immediate family members (18+).
Fees and Charges
Title
Details
Joining Fee
Rs. 1,000
Annual Fee
Rs. 1,000 (waived off on spending Rs. 2.5 lakh in a year)
Finance Charges
3.75% p.m. i.e. 45% p.a.
Late Payment Charges
For Statement Balance:
Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300
Things to Know Before you apply
Get this card if:
You frequently book flights or hotels and want to earn InterMiles for future bookings.
You want lounge access while traveling within India.
You are looking for Etihad Airways benefits and dining discounts.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For InterMiles HDFC Bank Platinum Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
InterMiles HDFC Bank Platinum Credit Card Hilights
What do we like about this card?
Earn up to 8 InterMiles per ₹150 on flight and hotel bookings via InterMiles website.
Get InterMiles Silver Membership for the first year.
Welcome benefit of up to 3,000 InterMiles + vouchers worth ₹1,500.
8 complimentary domestic lounge visits per year (2 per quarter).
Up to 50% off on Etihad Airways bookings.
Complimentary Dineout Passport Membership with up to 30% dining discounts.
Renewal fee waiver on spending ₹2.5 lakh in a year.
1% fuel surcharge waiver on fuel transactions.
Interest-free credit period of up to 50 days.
Pros
Up to 8 InterMiles per ₹150 on travel spends.
Complimentary InterMiles Silver Membership in the first year.
Lounge access (8 visits annually).
Dining benefits with Dineout Passport.
Renewal fee waiver on spending ₹2.5 lakh annually.
Cons
Lounge access limited to domestic only.
No international travel insurance benefits.
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712
Frequently Asked Questions
Everything you need to know about this credit card
You get up to 3,000 InterMiles, InterMiles Silver membership for the first year, and flight & hotel discount vouchers worth ₹1,500.
You earn 8 InterMiles per ₹150 on flight & hotel bookings via InterMiles website and 4 InterMiles per ₹150 on retail spends.
Yes, you get 8 complimentary domestic lounge visits per year (2 per quarter).
Yes, you get up to 50% off, 5% discount on economy bookings, and 2.5X InterMiles on Etihad bookings via InterMiles website.
Yes, the renewal fee is waived on spending ₹2.5 lakh in a year.
Yes, you get a 1% fuel surcharge waiver, but InterMiles are not earned on fuel spends.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
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