Federal Bank Visa Signet Credit Card
Federal Bank Federal Bank

Federal Bank Visa Signet Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/entertainment.svg Entertainment
/assest/image/icons/rewards.svg Reward Points
MyBankingTips Rating

Joining Fee: ₹750* Plus Applicable Taxes

Renewal Fee: ₹750*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Entertainment Entertainment
Reward Points Reward Points
MyBankingTips Rating

Joining Fee: ₹750* + Tax

Renewal Fee: ₹750* + Tax

Welcome benefits:- Amazon Pay e-Voucher worth Rs. 500 on a minimum spend of Rs. 3,000 in the first 30 days.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Federal Bank Visa Signet Credit Card

The Federal Bank Visa Signet Credit Card provides a range of travel, entertainment, and lifestyle benefits. Cardholders earn reward points on every transaction and can enjoy welcome perks like complimentary Amazon Pay e-vouchers. Keep reading to learn more about this card, including its features, fees, and charges.

The Federal Bank VISA Signet Credit Card is a lifestyle-focused card with no joining or annual fees, offering accelerated rewards on electronics, apparel, and entertainment. It also provides perks like domestic lounge access, dining offers, and a low interest rate, making it ideal for everyday spending.

Federal Bank Visa Signet Credit Card Rewards Program

Up to 3X Rewards
Earn up to 3X rewards with the Federal Bank 3-2-1 structure:

  • Earn 3X reward points on electronics and apparel
  • Earn 2X reward points on entertainment
  • Earn 1X reward points on all other categories

Other Features and Benefits

Welcome Benefit

  • Get an Amazon Pay e-voucher worth Rs. 200 on spending a minimum of Rs. 3,000 within the first 30 days of card issuance.

Milestone Benefits

  • Receive complimentary Swiggy vouchers on spending Rs. 20,000 in a quarter.

Entertainment Benefits

  • Buy one INOX movie ticket and get another free, once every quarter.

Travel and Airport Lounge Access

  • Enjoy one complimentary domestic airport lounge visit every quarter on a minimum quarterly spend of Rs. 20,000.

Other Benefits

  • Annual fee waiver on spending Rs. 75,000 in a year
  • 15% discount on dining under the FedDelights program
  • BOGO movie offers on INOX movies, once per quarter

Low Annual Percentage Rate

  • APR starts as low as 0.69% per month (equivalent to 8.28% p.a.)

Fees and Charges

Type of ChargeFee
Annual feeNil (lifetime free)
Add-on credit cardRs.100 per add-on card (Maximum of four cards)
Cash advance fee2.5% of the amount that has been withdrawn or Rs.500 (whichever is higher) 
Cash advance limit10%
Late payment charges
  1. Up to Rs.250 - Rs.0
  2. Rs.251 to Rs.1,000 - Rs.250
  3. Rs.1,001 to Rs.5,000 - Rs.500
  4. Rs.5,001 to Rs.25,000 - Rs.1,000
  5. Rs.25,001 and above - Rs.1,250

Note: Charges are applicable w.e.f. 20th August 2024

Returned cheque2% of the cheque amount, subject to minimum of Rs.450
Outstation cheque processing fee
  1. Cheque value up to Rs.5,000- Rs.25
  2. Cheque value above Rs.5,000- Rs.50
Foreign currency mark-up fee3.50%
Rewards redemption feeRs.99 per redemption request
Re-issue of credit cardRs.200

Things to Know Before you apply

Get this card if:

  • You are looking for a credit card with lifestyle and entertainment benefits.
  • You want complimentary domestic airport lounge visits.
  • You frequently watch movies and want discounts or BOGO offers on INOX tickets.
  • You prefer a credit card with a low annual fee of Rs. 750.
  • You want to earn reward points on selected categories, even if not across all spends.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Federal Bank Visa Signet Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Federal Bank Visa Signet Credit Card Hilights

What do we like about this card?

  • Lifetime free or low annual fee card (Rs. 750)
  • Earn up to 3X rewards on selected categories (electronics, apparel, entertainment)
  • Welcome benefit: Amazon Pay e-voucher worth Rs. 200 on minimum spend of Rs. 3,000
  • Milestone benefit: Complimentary Swiggy vouchers on spending Rs. 20,000 in a quarter
  • Buy One Get One (BOGO) movie tickets at INOX, once per quarter
  • Complimentary domestic airport lounge access once per quarter on minimum spend
  • 15% dining discount under the FedDelights program
  • Low Annual Percentage Rate (APR) starting at 0.69% per month (8.28% p.a.)

Pros

  • Low annual fee of Rs. 750.
  • Earn 3X reward points on electronics & apparel, 2X on entertainment, 1X on other categories.
  • Complimentary domestic airport lounge access once per quarter.
  • Buy One Get One (BOGO) movie tickets at INOX, once per quarter.
  • 15% dining discount under the FedDelights program.

Cons

  • Reward points only on selected categories, not on all spends.
  • Complimentary lounge access limited to domestic airports and once per quarter.
  • BOGO movie offer applicable only once per quarter.

Federal Bank Credit Card Contact Details

  • Contact Address: Federal Bank Ltd. Federal Towers, Aluva, Ernakulam – 683101, Kerala, India
  • Helpline (24x7):  1800 420 1199 (Toll-Free) +91 484 263 0994 (For international users
  • Simply SMS: Send "CREDITCARD" to 5676762 from your registered mobile number
     

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