Federal Bank Visa Celesta Credit Card
Federal Bank Federal Bank

Federal Bank Visa Celesta Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/entertainment.svg Entertainment
/assest/image/icons/fuel.svg Fuel
MyBankingTips Rating

Joining Fee: ₹3000* Plus Applicable Taxes

Renewal Fee: ₹3000*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Entertainment Entertainment
Fuel Fuel
MyBankingTips Rating

Joining Fee: ₹3000* + Tax

Renewal Fee: ₹3000* + Tax

Welcome benefits:- Get a ₹600 Amazon Pay e-voucher as a welcome gift on spending ₹10,000 within the first 30 days of card issuance.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Federal Bank Visa Celesta Credit Card

The Federal Celesta Credit Card is a lifetime free card focused on rewards and travel. Cardholders earn 3X reward points on travel and international spends, along with 2X rewards on dining and base rewards on other purchases. The card also offers complimentary domestic and international lounge access and a low forex markup fee of 2%, making it ideal for frequent travelers.

With no joining fee and a welcome Amazon Pay e-gift voucher worth ₹600, the card provides additional value. Overall, the Celesta Credit Card is a versatile option for those seeking rewards across travel, dining, shopping, entertainment, and more, making it a great all-rounder rewards card.

The Federal Bank Visa Celesta Credit Card lets you earn reward points on every swipe while enjoying benefits on entertainment, travel, and lifestyle.

Federal Bank Visa Celesta Credit Card Rewards Program

Rewards Program:

  • 3X reward points on travel & international spends
  • 2X reward points on dining spends
  • 1X reward points on other categories

Other Features and Benefits

Welcome Benefit:

  • Amazon Pay e-voucher of ₹600 on spending ₹10,000 within the first 30 days

Travel Benefits:

  • Low forex markup fee of 2%
  • 2 complimentary international lounge visits per year
  • 2 complimentary domestic lounge visits per quarter (on spending ₹60,000 in the previous quarter)

Movie Benefit:

  • Buy 1 Get 1 offer on movie tickets at INOX

Fuel Surcharge Waiver:

  • 1% waiver on fuel spends at all fuel stations in India

Exclusive Offers:

  • Special VISA/Mastercard deals across travel, dining, shopping, and more

Fees and Charges

ParticularsAmount
Joining FeeNil
Annual FeeNil
Finance Charges0.69% to 3.49% p.m. (8.28% to 41.88% p.a.)
Late Payment Charges
On outstanding balance of: 
Up to Rs. 250Nil
Between Rs. 251 to Rs. 1,000Rs. 250
Between Rs. 1,001 to Rs. 5,000Rs. 500
Between Rs. 5,001 to Rs. 25,000Rs. 1,000
Above Rs. 25,000Rs. 1,250

Things to Know Before you apply

Get this card if:

  • You want an entry-level credit card with no joining or annual fee
  • You want accelerated rewards on travel and international spends
  • You want a low forex markup fee to save on international transactions
  • You frequently dine out and want to earn rewards on dining expenses

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Federal Bank Visa Celesta Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Federal Bank Visa Celesta Credit Card Hilights

What do we like about this card?

  • 1% fuel surcharge waiver on all fuel purchases at any fuel station in India
  • 3X reward points on all international spends
  • 2 complimentary international lounge visits per year
  • Up to 15% discount at partner hotels under the FedDelights program
  • 3X reward points on travel spends

Pros

  • Low forex markup fee of 2%
  • Complimentary domestic and international lounge access
  • No joining or annual fee
  • Buy 1 Get 1 offer on movie tickets
  • Accelerated rewards on travel, international spends, and dining

Cons

  • Domestic lounge access depends on previous quarter spending
  • BOGO movie offer limited to once per month
  • Welcome benefits are spend-based

Federal Bank Credit Card Contact Details

  • Contact Address: Federal Bank Ltd. Federal Towers, Aluva, Ernakulam – 683101, Kerala, India
  • Helpline (24x7):  1800 420 1199 (Toll-Free) +91 484 263 0994 (For international users
  • Simply SMS: Send "CREDITCARD" to 5676762 from your registered mobile number
     

Frequently Asked Questions

Everything you need to know about this credit card

The Federal Celesta Credit Card is currently a lifetime free credit card with no joining or annual fee. This is a limited-period offer, so it’s best to check the official website for the latest updates.

This benefit can be availed once per month.

The minimum repayment amount is 5% of the total amount due or a minimum of Rs. 100, whichever is higher.

Yes, the Federal Celesta Credit Card provides 2 complimentary international lounge visits every year and 2 complimentary domestic lounge visits per quarter, provided you spend Rs. 60,000 in the previous quarter.

Both Visa and Mastercard variants of the Federal Celesta Credit Card offer the same benefits across travel, dining, shopping, and movies. However, the Visa variant provides Visa-exclusive deals, while the Mastercard variant offers exclusive cashback offers for Mastercard holders.

Applicants must be between 18 and 70 years old. Both salaried and self-employed individuals can apply. For detailed eligibility, contact Federal Bank’s customer service.

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