The Bank of Baroda CMA One Credit Card is designed exclusively for ICMAI members. It is a reward-focused credit card with zero annual fee, helping members earn points on everyday spending. The card also comes with special privileges and benefits tailored to meet the needs of cost management professionals.
You are an ICMAI member looking for a rewards-focused credit card
You want to earn reward points on dining, online purchases, and utility payments
You want complimentary lounge access and reduced forex fees for travel
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Bank of Baroda CMA One Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Bank of Baroda CMA One Credit Card Hilights
What do we like about this card?
Joining Fee: Re. 1 | Annual Fee: Nil
Rewards: 5 points per Rs. 100 on dining, online, and utility bill payments
Bonus Rewards: 1,000 points on 5 transactions of Rs. 1,000 or more per month
Lounge Access: 12 free domestic airport lounges per year (spend Rs. 40,000 in the previous quarter)
Forex Benefit: Low mark-up fee of 2% on international spends
Welcome Benefit: Free 6-month FitPass Pro membership worth Rs. 15,000
Add-On Cards: Up to 3 lifetime free add-on cards
Pros
5 reward points per Rs. 100 on dining, online spends, and utility payments
Bonus 1,000 points on 5 transactions of Rs. 1,000 or more every month
Complimentary 6-month FitPass Pro membership
12 lounge visits per year and 2% reduced forex mark-up
Complimentary insurance cover and up to 3 free add-on cards
Easy EMI option for purchases above Rs. 2,500
Zero liability on lost card
Cons
Reward points on other categories are limited to 1 point per Rs. 100
Lounge access requires minimum quarterly spend of Rs. 40,000
Bonus and milestone points have conditions and limits
Bank of Baroda Credit Card Contact Details
Contact Address: BOB Financial Solutions Ltd. 2nd Floor, Baroda House, Behind Dewan Shopping Centre, S. V. Road, Jogeshwari (West), Mumbai – 400102, Maharashtra, India
Everything you need to know about this credit card
The card is designed exclusively for ICMAI members.
Cardholders get 1,000 reward points on completing 5 transactions of Rs. 1,000 or more each within the first month.
5 points per Rs. 100 on dining, online purchases, and utility bills
1 point per Rs. 100 on all other categories
Bonus points on milestone transactions
Yes, 12 domestic lounge visits per year (3 per quarter) on spending Rs. 40,000 in the previous quarter.
Yes, the card offers Professional Indemnity Insurance (Rs. 5 lakh), air accidental death cover (Rs. 15 lakh), and non-air accidental death cover (Rs. 5 lakh).
Bank of Baroda
Airport Lounge Access
Fuel
Reward
